Bilt World Elite Mastercard vs Chase Freedom Unlimited
Compare the Bilt World Elite Mastercard ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 4.0% | 1.5% |
| Travel Rewards | 4.0% | 5% |
| Dining Rewards | 4.0% | 3% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Bilt Rewards | Chase |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Chase Freedom Unlimited).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.5%).
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