Bilt World Elite Mastercard vs Wells Fargo Autograph Card
Compare the Bilt World Elite Mastercard ($0/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bilt World Elite Mastercard and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bilt World Elite Mastercard | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 4.0% | 1.0% |
| Travel Rewards | 4.0% | 3% |
| Dining Rewards | 4.0% | 3% |
| Gas Rewards | 4.0% | 3% |
| Key Benefits | Up to 1x points on rent/mortgage, 4% Bilt Cash on everyday spend. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Bilt Rewards | Wells Fargo |
Quick Summary
The Bilt World Elite Mastercard has a $0 annual fee (same as Wells Fargo Autograph Card).
Bilt World Elite Mastercard has a higher base reward rate (4.0% vs 1.0%).
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