Bank of America Customized Cash Rewards Credit Card vs Bank of America Unlimited Cash Rewards
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Bank of America Unlimited Cash Rewards ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Bank of America Unlimited Cash Rewards stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Bank of America Unlimited Cash Rewards |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.0% | 1.5% |
| Grocery Rewards | 2% | 1.5% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. |
| Issuer | Bank of America | Bank of America |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Bank of America Unlimited Cash Rewards).
Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).
Which Card is Better for Your Spending?
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