Bank of America Customized Cash Rewards Credit Card vs Citi Custom Cash Card
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Citi Custom Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Citi Custom Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Citi Custom Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.0% | 1.0% |
| Grocery Rewards | 2% | 1.0% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 5% on your top spending category each billing cycle (up to $500/cycle). |
| Issuer | Bank of America | Citi |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Citi Custom Cash Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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