Bank of America Customized Cash Rewards Credit Card vs Wells Fargo Autograph Card
Compare the Bank of America Customized Cash Rewards Credit Card ($0/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Customized Cash Rewards Credit Card and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Customized Cash Rewards Credit Card | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 1.0% | 3% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 2% | 1.0% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | 3% in your choice category, 2% at grocery stores and wholesale clubs (combined $2,500/quarter cap). | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Bank of America | Wells Fargo |
Quick Summary
The Bank of America Customized Cash Rewards Credit Card has a $0 annual fee (same as Wells Fargo Autograph Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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