Bank of America Unlimited Cash Rewards vs Capital One Quicksilver Cash Rewards Credit Card
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Capital One Quicksilver Cash Rewards Credit Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Capital One Quicksilver Cash Rewards Credit Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Capital One Quicksilver Cash Rewards Credit Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.5% | 1.5% |
| Travel Rewards | 1.5% | 5% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. |
| Issuer | Bank of America | Capital One |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as Capital One Quicksilver Cash Rewards Credit Card).
Both cards have the same base reward rate (1.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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