Bank of America Unlimited Cash Rewards vs U.S. Bank Cash+ Visa Signature Card
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the U.S. Bank Cash+ Visa Signature Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and U.S. Bank Cash+ Visa Signature Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 1.5% | 5% |
| Grocery Rewards | 1.5% | 2% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | 5% on two chosen categories up to $2,000/quarter, 2% on one everyday. |
| Issuer | Bank of America | U.S. Bank |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as U.S. Bank Cash+ Visa Signature Card).
Bank of America Unlimited Cash Rewards has a higher base reward rate (1.5% vs 1.0%).
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