Bank of America Unlimited Cash Rewards vs Wells Fargo Active Cash Card
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Wells Fargo Active Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.5% | 2.0% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | Unlimited 2% cash rewards on all purchases with no categories to track. |
| Issuer | Bank of America | Wells Fargo |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as Wells Fargo Active Cash Card).
Wells Fargo Active Cash Card has a higher base reward rate (2.0% vs 1.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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