Choosing between the Capital One Quicksilver Cash Rewards Credit Card (no annual fee) and the Chase Freedom Unlimited (no annual fee) comes down to where you spend most. Both cards can deliver real value — let’s break it down, then run your numbers to find the winner.
Strongest in travel at 5% via portal. Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. Earns a solid 1.5% on everything else.
Perfect if: You're comfortable booking through the issuer's portal for the best rate.
Apply NowStrongest in travel at 5% via portal. 3% on dining and drugstores, 5% on Chase Travel. Earns a solid 1.5% on everything else.
Perfect if: You're comfortable booking through the issuer's portal for the best rate.
Apply Now| Feature | Capital One Quicksilver Cash Rewards Credit Card | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | <strong>1.5%</strong> | <strong>1.5%</strong> |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 1.5% | <strong>3%</strong> |
| Key Benefits | Unlimited 1.5% cash back on all purchases, 5% on Capital One Travel bookings. | 3% on dining and drugstores, 5% on Chase Travel. |
Chase Freedom Unlimited wins on dining.
Not sure which fits your life? Enter your spending below and we’ll do the math.
Enter your typical monthly spending and we’ll show you exactly which card earns more — including fees and bonuses.