Capital One Venture Rewards Credit Card vs Chase Freedom Flex
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Chase Freedom Flex ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Chase Freedom Flex stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Chase Freedom Flex |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 3% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than Chase Freedom Flex).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
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