Capital One Venture Rewards Credit Card vs Citi Strata Premier Card

Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.

See how the Capital One Venture Rewards Credit Card and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Capital One Venture Rewards Credit Card Citi Strata Premier Card
Annual Fee $95 $95
Sign-Up Bonus 75,000 miles after $4,000 spend in 3 months 60,000 points after $4,000 spend in 3 months
Foreign Transaction Fee 0% 0%
Base Reward Rate 2.0% 1.0%
Travel Rewards 5% 3%
Dining Rewards 2.0% 3%
Grocery Rewards 2.0% 3%
Gas Rewards 2.0% 3%
Key Benefits 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging.
Issuer Capital One Citi

Quick Summary

The Capital One Venture Rewards Credit Card has a $95 annual fee (same as Citi Strata Premier Card).

Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

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