Chase Sapphire Preferred Card vs Citi Strata Premier Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Citi Strata Premier Card |
|---|---|---|
| Annual Fee | $95 | $95 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 60,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 3% |
| Dining Rewards | 3% | 3% |
| Grocery Rewards | 3% | 3% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee (same as Citi Strata Premier Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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