Chase Sapphire Preferred Card vs Hilton Honors American Express Card
Compare the Chase Sapphire Preferred Card ($95/yr) against the Hilton Honors American Express Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Preferred Card and Hilton Honors American Express Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Preferred Card | Hilton Honors American Express Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 points after $5,000 spend in 3 months | 70,000 points after $2,000 spend in 6 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 3.0% |
| Travel Rewards | 5% | 7% |
| Dining Rewards | 3% | 5% |
| Grocery Rewards | 3% | 5% |
| Gas Rewards | 1.0% | 5% |
| Key Benefits | 5x points on travel through Chase Travel, 3x on dining and online groceries, 2x on other travel. | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. |
| Issuer | Chase | American Express |
Quick Summary
The Chase Sapphire Preferred Card has a $95 annual fee ($95/year more than Hilton Honors American Express Card).
Hilton Honors American Express Card has a higher base reward rate (3.0% vs 1.0%).
Which Card is Better for Your Spending?
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