Capital One Venture Rewards Credit Card vs Hilton Honors American Express Card

Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Hilton Honors American Express Card ($0/yr) to see which card earns you more rewards based on your spending.

See how the Capital One Venture Rewards Credit Card and Hilton Honors American Express Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.

Feature Capital One Venture Rewards Credit Card Hilton Honors American Express Card
Annual Fee $95 $0
Sign-Up Bonus 75,000 miles after $4,000 spend in 3 months 70,000 points after $2,000 spend in 6 months
Foreign Transaction Fee 0% 0%
Base Reward Rate 2.0% 3.0%
Travel Rewards 5% 7%
Dining Rewards 2.0% 5%
Grocery Rewards 2.0% 5%
Gas Rewards 2.0% 5%
Key Benefits 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations.
Issuer Capital One American Express

Quick Summary

The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than Hilton Honors American Express Card).

Hilton Honors American Express Card has a higher base reward rate (3.0% vs 2.0%).

Which Card is Better for Your Spending?

Enter your typical monthly spending to see which card earns you more rewards.

Want to compare more cards? Try our full calculator to see all 39+ cards ranked by your spending.