Chase Sapphire Reserve Business vs Citi Strata Premier Card
Compare the Chase Sapphire Reserve Business ($795/yr) against the Citi Strata Premier Card ($95/yr) to see which card earns you more rewards based on your spending.
See how the Chase Sapphire Reserve Business and Citi Strata Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Sapphire Reserve Business | Citi Strata Premier Card |
|---|---|---|
| Annual Fee | $795 | $95 |
| Sign-Up Bonus | 150,000 points after $20,000 spend in 3 months | 60,000 points after $4,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 8% | 3% |
| Dining Rewards | 1.0% | 3% |
| Grocery Rewards | 1.0% | 3% |
| Gas Rewards | 1.0% | 3% |
| Key Benefits | 8x on Chase Travel, 4x on flights/hotels direct, 3x on ads. | 10x points on hotels, car rentals, and attractions booked on cititravel.com; 3x on air travel, restaurants, supermarkets, gas & EV charging. |
| Issuer | Chase | Citi |
Quick Summary
The Chase Sapphire Reserve Business has a $795 annual fee ($700/year more than Citi Strata Premier Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
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