Citi Custom Cash Card vs Fold
Compare the Citi Custom Cash Card ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Citi Custom Cash Card and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Custom Cash Card | Fold |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,500 spend in 6 months | None |
| Foreign Transaction Fee | 3% | 0% |
| Base Reward Rate | 1.0% | 3.5% |
| Key Benefits | 5% on your top spending category each billing cycle (up to $500/cycle). | Up to 3.5% bitcoin back on all purchases. |
| Issuer | Citi | Sutton Bank |
Quick Summary
The Citi Custom Cash Card has a $0 annual fee (same as Fold).
Fold has a higher base reward rate (3.5% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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