Costco Anywhere Visa Card by Citi vs Fold
Compare the Costco Anywhere Visa Card by Citi ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Costco Anywhere Visa Card by Citi and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Costco Anywhere Visa Card by Citi | Fold |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.0% | 3.5% |
| Travel Rewards | 3% | 3.5% |
| Dining Rewards | 3% | 3.5% |
| Grocery Rewards | 2% | 3.5% |
| Gas Rewards | 4% (up to $7,000/yr) | 3.5% |
| Key Benefits | 4% on gas/EV (up to $7,000/yr), 3% on restaurants and travel, 2% on Costco purchases. | Up to 3.5% bitcoin back on all purchases. |
| Issuer | Citi | Sutton Bank |
Quick Summary
The Costco Anywhere Visa Card by Citi has a $0 annual fee (same as Fold).
Fold has a higher base reward rate (3.5% vs 1.0%).
Which Card is Better for Your Spending?
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