Fold vs Wells Fargo Active Cash Card
Compare the Fold ($0/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Fold and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Fold | Wells Fargo Active Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 3.5% | 2.0% |
| Key Benefits | Up to 3.5% bitcoin back on all purchases. | Unlimited 2% cash rewards on all purchases with no categories to track. |
| Issuer | Sutton Bank | Wells Fargo |
Quick Summary
The Fold has a $0 annual fee (same as Wells Fargo Active Cash Card).
Fold has a higher base reward rate (3.5% vs 2.0%).
Which Card is Better for Your Spending?
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