Capital One Venture Rewards Credit Card vs Fold
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Fold |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | None |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 3.5% |
| Travel Rewards | 5% | 3.5% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | Up to 3.5% bitcoin back on all purchases. |
| Issuer | Capital One | Sutton Bank |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than Fold).
Fold has a higher base reward rate (3.5% vs 2.0%).
Which Card is Better for Your Spending?
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