Hilton Honors American Express Card vs Wells Fargo Active Cash Card
Compare the Hilton Honors American Express Card ($0/yr) against the Wells Fargo Active Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Hilton Honors American Express Card and Wells Fargo Active Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Hilton Honors American Express Card | Wells Fargo Active Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | 70,000 points after $2,000 spend in 6 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 3.0% | 2.0% |
| Travel Rewards | 7% | 2.0% |
| Dining Rewards | 5% | 2.0% |
| Grocery Rewards | 5% | 2.0% |
| Gas Rewards | 5% | 2.0% |
| Key Benefits | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. | Unlimited 2% cash rewards on all purchases with no categories to track. |
| Issuer | American Express | Wells Fargo |
Quick Summary
The Hilton Honors American Express Card has a $0 annual fee (same as Wells Fargo Active Cash Card).
Hilton Honors American Express Card has a higher base reward rate (3.0% vs 2.0%).
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