Monthly spending. We rank on rewards minus the full annual fee, so statement credits and perks are listed separately and never counted for you.
Choosing between the U.S. Bank Cash+® Visa Signature® Card (no annual fee) and the Wells Fargo Attune (no annual fee) comes down to where you spend most. Neither card has an annual fee, and U.S. Bank Cash+ earns at least as much as Wells Fargo Attune in every category, more on groceries. Enter your monthly spending above to see which comes out ahead for you.
Strongest in groceries at 2%. 5% on two chosen categories up to $2,000/quarter, 2% on one everyday.
Perfect if: You want solid rewards without paying an annual fee.
Apply Now4% on self-care, sports/recreation/entertainment, impactful purchases.
Perfect if: You want solid rewards without paying an annual fee.
Apply Now| Feature | U.S. Bank Cash+ Visa Signature Card | Wells Fargo Attune |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $100 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1% | 1% |
| Groceries Rewards | 2% | 1% |
| Rates with conditions not counted in the rows above |
5% on prepaid travel through the U.S. Bank Travel Center Earns 5% only on prepaid hotels and car rentals booked through the U.S. Bank Travel Center. Travel booked anywhere else earns 1%. |
None |
| Key Benefits | 5% on two chosen categories up to $2,000/quarter, 2% on one everyday. | 4% on self-care, sports/recreation/entertainment, impactful purchases. |
U.S. Bank Cash+ Visa Signature Card pulls ahead for groceries spending.
Not sure which fits your life? Enter your spending below and we’ll do the math. The calculator ranks purely on rewards minus the full annual fee, so credits and perks are yours to judge.