Capital One Venture Rewards Credit Card vs U.S. Bank Cash+ Visa Signature Card
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the U.S. Bank Cash+ Visa Signature Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and U.S. Bank Cash+ Visa Signature Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 5% | 5% |
| Grocery Rewards | 2.0% | 2% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 5% on two chosen categories up to $2,000/quarter, 2% on one everyday. |
| Issuer | Capital One | U.S. Bank |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than U.S. Bank Cash+ Visa Signature Card).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.0%).
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