Blue Cash Everyday Card from American Express vs Fold
Compare the Blue Cash Everyday Card from American Express ($0/yr) against the Fold ($0/yr) to see which card earns you more rewards based on your spending.
See how the Blue Cash Everyday Card from American Express and Fold stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Blue Cash Everyday Card from American Express | Fold |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $2,000 spend in 6 months | None |
| Foreign Transaction Fee | 2.7% | 0% |
| Base Reward Rate | 1.0% | 3.5% |
| Grocery Rewards | 3% (up to $6,000/yr) | 3.5% |
| Gas Rewards | 3% (up to $6,000/yr) | 3.5% |
| Key Benefits | 3% at U.S. supermarkets, gas stations, and online retail (each up to $6,000/yr). | Up to 3.5% bitcoin back on all purchases. |
| Issuer | American Express | Sutton Bank |
Quick Summary
The Blue Cash Everyday Card from American Express has a $0 annual fee (same as Fold).
Fold has a higher base reward rate (3.5% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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