Apple Card vs Wells Fargo Autograph Card
Compare the Apple Card ($0/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 2.0% | 1.0% |
| Travel Rewards | 2.0% | 3% |
| Dining Rewards | 2.0% | 3% |
| Gas Rewards | 2.0% | 3% |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Goldman Sachs | Wells Fargo |
Quick Summary
The Apple Card has a $0 annual fee (same as Wells Fargo Autograph Card).
Apple Card has a higher base reward rate (2.0% vs 1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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