Bank of America Unlimited Cash Rewards vs Chase Freedom Unlimited
Compare the Bank of America Unlimited Cash Rewards ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Bank of America Unlimited Cash Rewards and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Bank of America Unlimited Cash Rewards | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $1,000 spend in 90 days | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.5% | 1.5% |
| Travel Rewards | 1.5% | 5% |
| Dining Rewards | 1.5% | 3% |
| Key Benefits | 2% first year, then 1.5% unlimited, up to 2.62% with Preferred Rewards. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Bank of America | Chase |
Quick Summary
The Bank of America Unlimited Cash Rewards has a $0 annual fee (same as Chase Freedom Unlimited).
Both cards have the same base reward rate (1.5%).
Which Card is Better for Your Spending?
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