Capital One Venture Rewards Credit Card vs Chase Freedom Unlimited
Compare the Capital One Venture Rewards Credit Card ($95/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Capital One Venture Rewards Credit Card and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Capital One Venture Rewards Credit Card | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $95 | $0 |
| Sign-Up Bonus | 75,000 miles after $4,000 spend in 3 months | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 2.0% | 1.5% |
| Travel Rewards | 5% | 5% |
| Dining Rewards | 2.0% | 3% |
| Key Benefits | 2x miles on every purchase, 5x on hotels and rentals through Capital One Travel. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Capital One | Chase |
Quick Summary
The Capital One Venture Rewards Credit Card has a $95 annual fee ($95/year more than Chase Freedom Unlimited).
Capital One Venture Rewards Credit Card has a higher base reward rate (2.0% vs 1.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
Your Personalized Results
Want to compare more cards? Try our full calculator to see all 26+ cards ranked by your spending.