Chase Freedom Flex vs Citi Custom Cash Card
Compare the Chase Freedom Flex ($0/yr) against the Citi Custom Cash Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Chase Freedom Flex and Citi Custom Cash Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Chase Freedom Flex | Citi Custom Cash Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | $200 after $500 spend in 3 months | $200 after $1,500 spend in 6 months |
| Foreign Transaction Fee | 3% | 3% |
| Base Reward Rate | 1.0% | 1.0% |
| Travel Rewards | 5% | 1.0% |
| Dining Rewards | 3% | 1.0% |
| Key Benefits | 5% on rotating categories (up to $1,500/quarter), 5% on Chase Travel, 3% on dining and drugstores. | 5% on your top spending category each billing cycle (up to $500/cycle). |
| Issuer | Chase | Citi |
Quick Summary
The Chase Freedom Flex has a $0 annual fee (same as Citi Custom Cash Card).
Both cards have the same base reward rate (1.0%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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