Citi Strata Elite Card vs Wells Fargo Autograph Card
Compare the Citi Strata Elite Card ($595/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Citi Strata Elite Card and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Citi Strata Elite Card | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $595 | $0 |
| Sign-Up Bonus | 75,000 points after $6,000 spend in 3 months | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 1.5% | 1.0% |
| Travel Rewards | 6% | 3% |
| Dining Rewards | 3% | 3% |
| Gas Rewards | 1.5% | 3% |
| Key Benefits | 12x on hotels/car rentals via Citi Travel, 6x on flights via Citi Travel, 3x on dining. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Citi | Wells Fargo |
Quick Summary
The Citi Strata Elite Card has a $595 annual fee ($595/year more than Wells Fargo Autograph Card).
Citi Strata Elite Card has a higher base reward rate (1.5% vs 1.0%).
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