Fold vs Wells Fargo Autograph Card
Compare the Fold ($0/yr) against the Wells Fargo Autograph Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Fold and Wells Fargo Autograph Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Fold | Wells Fargo Autograph Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | 20,000 points after $1,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 3.5% | 1.0% |
| Travel Rewards | 3.5% | 3% |
| Dining Rewards | 3.5% | 3% |
| Gas Rewards | 3.5% | 3% |
| Key Benefits | Up to 3.5% bitcoin back on all purchases. | 3x points on restaurants, travel, gas, transit, streaming, and phone plans. |
| Issuer | Sutton Bank | Wells Fargo |
Quick Summary
The Fold has a $0 annual fee (same as Wells Fargo Autograph Card).
Fold has a higher base reward rate (3.5% vs 1.0%).
Which Card is Better for Your Spending?
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