Hilton Honors American Express Card vs IHG One Rewards Premier Card
Compare the Hilton Honors American Express Card ($0/yr) against the IHG One Rewards Premier Card ($99/yr) to see which card earns you more rewards based on your spending.
See how the Hilton Honors American Express Card and IHG One Rewards Premier Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Hilton Honors American Express Card | IHG One Rewards Premier Card |
|---|---|---|
| Annual Fee | $0 | $99 |
| Sign-Up Bonus | 70,000 points after $2,000 spend in 6 months | 175,000 points after $5,000 spend in 3 months |
| Foreign Transaction Fee | 0% | 0% |
| Base Reward Rate | 3.0% | 3.0% |
| Travel Rewards | 7% | 5% |
| Dining Rewards | 5% | 5% |
| Grocery Rewards | 5% | 3.0% |
| Gas Rewards | 5% | 5% |
| Key Benefits | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. | Up to 26x at IHG hotels, 5x on travel, gas, and dining. |
| Issuer | American Express | Chase |
Quick Summary
The Hilton Honors American Express Card has a $0 annual fee (saving you $99/year compared to IHG One Rewards Premier Card).
Both cards have the same base reward rate (3.0%).
Which Card is Better for Your Spending?
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