Hilton Honors American Express Card vs U.S. Bank Cash+ Visa Signature Card
Compare the Hilton Honors American Express Card ($0/yr) against the U.S. Bank Cash+ Visa Signature Card ($0/yr) to see which card earns you more rewards based on your spending.
See how the Hilton Honors American Express Card and U.S. Bank Cash+ Visa Signature Card stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Hilton Honors American Express Card | U.S. Bank Cash+ Visa Signature Card |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | 70,000 points after $2,000 spend in 6 months | $200 after $1,000 spend in 90 days |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 3.0% | 1.0% |
| Travel Rewards | 7% | 5% |
| Dining Rewards | 5% | 1.0% |
| Grocery Rewards | 5% | 2% |
| Gas Rewards | 5% | 1.0% |
| Key Benefits | 7x at Hilton hotels, 5x at U.S. restaurants, supermarkets, and gas stations. | 5% on two chosen categories up to $2,000/quarter, 2% on one everyday. |
| Issuer | American Express | U.S. Bank |
Quick Summary
The Hilton Honors American Express Card has a $0 annual fee (same as U.S. Bank Cash+ Visa Signature Card).
Hilton Honors American Express Card has a higher base reward rate (3.0% vs 1.0%).
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