Apple Card vs Chase Freedom Unlimited
Compare the Apple Card ($0/yr) against the Chase Freedom Unlimited ($0/yr) to see which card earns you more rewards based on your spending.
See how the Apple Card and Chase Freedom Unlimited stack up across annual fees, reward rates, and key benefits. Use the calculator below to find which card maximizes your rewards based on your actual spending.
| Feature | Apple Card | Chase Freedom Unlimited |
|---|---|---|
| Annual Fee | $0 | $0 |
| Sign-Up Bonus | None | $200 after $500 spend in 3 months |
| Foreign Transaction Fee | 0% | 3% |
| Base Reward Rate | 2.0% | 1.5% |
| Travel Rewards | 2.0% | 5% |
| Dining Rewards | 2.0% | 3% |
| Key Benefits | 3% at Apple and select merchants, 2% with Apple Pay, 1% with physical card. | 3% on dining and drugstores, 5% on Chase Travel. |
| Issuer | Goldman Sachs | Chase |
Quick Summary
The Apple Card has a $0 annual fee (same as Chase Freedom Unlimited).
Apple Card has a higher base reward rate (2.0% vs 1.5%).
Which Card is Better for Your Spending?
Enter your typical monthly spending to see which card earns you more rewards.
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